Personal Insurance

Specialists in the unique needs of families, private business owners, entrepreneurs and professionals, the advisors at CPFG strive to provide simple solutions to complex problems.

We prefer to focus on solutions to your problems, rather than on the sale of a particular product. Providing your family with certainty when everything around you changes is why we’re here. From providing much-needed cash to families when a parent becomes ill, to helping maintain your home after an unexpected death, is all a part of what we do.

Critical Illness Insurance

Getting sick isn’t something any of us like to think about. But it happens. Your advisor at Creative Planning can help you put a plan in place to:

  • pursue medical treatments, care and options not covered by the government or group plans
  • maintain your lifestyle
  • replace lost income
  • take care of your and your family’s future financial needs.

Disability Insurance

Loss of income creates a very critical situation for most people. A long term disability or illness is not just a remote possibility. At any time, an accident or illness could prevent you from working for months or even years.

Your advisor can work with you to develop a complete understanding of how these and other risk management services can fit into — and protect — your financial picture.

Estate Planning

The focus of many estate-planning tools is tax minimization. Without proper planning, taxes can consume a significant chunk of your estate capital. However, it’s important that your estate plan not be motivated strictly by tax planning.

We will help you implement your decisions — not make them for you. That way, your estate plan will always reflect your personal priorities and choices.

Life Insurance

Life insurance is used to protect the financial security of the people you love and to protect the continuation and financial security of a business.

A life insurance policy pays a cash benefit, tax free, to your beneficiaries when you die. This may be to a spouse, parent or child. Or, if you are protecting the longevity of your business, it could be one or a number of corporations you control or another shareholder.

Long Term Care Insurance

Long term care services address the health, social and personal care needs of individuals who have lost the ability to care for themselves. While a certain degree of public support is available, government programs are not comprehensive and long term care services can be costly.

Your advisor can work with you to develop a complete understanding of how these and other risk management services can fit into — and protect — your financial picture.

Planned Charitable Giving

Considering your favourite charity as part of your estate plan is one the most noble gestures one can make. Donors provide the means for charities to take care of their communities and enrich the lives they touch.

Your advisor at Creative Planning Financial Group can help you determine the charitable giving arrangement that works best for you.

Our Services

Being independent and not owned by an insurance company or bank, we’re able to leverage long-standing relationships with insurance and investment companies, always maintaining the position as your advocate.

Contact Us

Creative Planning Financial Group is based in mid-town Toronto and our attentive staff is always happy to serve you.

Contact us

Creative Planning Financial Group
1867 Yonge St., Suite 500
Toronto, ON M4S 1Y5

P: (416) 487-5210