In the words of Warren Buffet, “Someone’s sitting in the shade today because you planted a tree a long time ago.” Building wealth through careful planning is like cultivating a tree—it takes patience to see the fruits of our labour. Yet, the real challenge lies not in...
The Road to Retirement: Utilizing Your Tax Refund to Fuel Your Financial Journey
Tax season has come to a close, but that doesn't mean your financial planning should take the backseat. As tax refunds roll in and we are left with a little extra cash in our pockets, spending temptations can easily cause us to veer off our trajectory. Like a...
Investing in Women: from portfolios to values
This Friday, March 8th, 2024, is International Women’s Day (IWD). The 2024 IWD campaign theme to “inspire inclusion” is to recognize the importance of eliminating biases, barriers, and all forms of discrimination against women, and to foster a more inclusive and...
Everything in its Right Place: Getting your Financial House in Order for the Coming Year
As Benjamin Franklin once said, “A place for everything, everything in its place.” Whether you agree or not that cleanliness is next to godliness, there’s no doubt that cleaning up and organizing your finances to prepare for the future – and its contingencies and...
Back-to-Backs are Back!
It can be tough to envision a long, peaceful retirement in moments of market uncertainty, financial stress, and geopolitical conflict. When it feels like the world is shaking, it’s no surprise our financial future feels shaky too. Every investor that finds...
Life Goes On. Shape it before you’re gone.
We’ve all heard the common refrain that the only certainties in life are death and taxes. Although financial planners frequently speak about the latter, it’s essential we prepare for the former before the bell tolls for thee.
Mortgage Said Knock You Out: Fixed or Variable, it can also be Flexible
What mortgage should you choose in uncertain economic times? The answer depends on three factors that are unique to every homeowner.
Overcoming Inflation and Higher Interest Rates: Why Your Investments Should ‘Keep Calm and Carry On’
Despite the arrival of sunny summer days, it feels like we’re living through more doom-and-gloom than ever. The spectre of nuclear war in the Ukraine floats through our news reports. Wildfire smoke is altering our daily routines, forcing us to confront the stark...
Mo’ Money Mo’ Problems: Why a Bigger Paycheque Can Increase Financial Hardships
As a great philosopher once said: Mo money, mo problems.
Tax on Tax off, Grasshopper. Get planning your 2024 taxes today so your future self thanks you!
It’s June, and we’re all recovering after April’s tax–submission-frenzy. For professionals or those with corporations, you may still be knee deep in tax forms as you read this. Whether you owe more to the government than expected, or if you’ve received a refund, most...