We all follow certain rules of thumb—whether it’s drinking eight glasses of water daily, or cleaning the gutters annually, these general guidelines help us maintain balance in our lives. But when it comes to managing excess funds within a corporation, is there a...
Building a Legacy: Nurturing Generational Wealth and Preparing Your Assets
In the words of Warren Buffet, “Someone’s sitting in the shade today because you planted a tree a long time ago.” Building wealth through careful planning is like cultivating a tree—it takes patience to see the fruits of our labour. Yet, the real challenge lies not in...
The Road to Retirement: Utilizing Your Tax Refund to Fuel Your Financial Journey
Tax season has come to a close, but that doesn't mean your financial planning should take the backseat. As tax refunds roll in and we are left with a little extra cash in our pockets, spending temptations can easily cause us to veer off our trajectory. Like a...
Investing in Women: from portfolios to values
This Friday, March 8th, 2024, is International Women’s Day (IWD). The 2024 IWD campaign theme to “inspire inclusion” is to recognize the importance of eliminating biases, barriers, and all forms of discrimination against women, and to foster a more inclusive and...
Everything in its Right Place: Getting your Financial House in Order for the Coming Year
As Benjamin Franklin once said, “A place for everything, everything in its place.” Whether you agree or not that cleanliness is next to godliness, there’s no doubt that cleaning up and organizing your finances to prepare for the future – and its contingencies and...
Overcoming Inflation and Higher Interest Rates: Why Your Investments Should ‘Keep Calm and Carry On’
Despite the arrival of sunny summer days, it feels like we’re living through more doom-and-gloom than ever. The spectre of nuclear war in the Ukraine floats through our news reports. Wildfire smoke is altering our daily routines, forcing us to confront the stark...
Mo’ Money Mo’ Problems: Why a Bigger Paycheque Can Increase Financial Hardships
As a great philosopher once said: Mo money, mo problems.
You Down with IPP? Individual Pension Plans and Retirement Planning
If you are an incorporated professional or business owner, you’ve got at least one good problem on your hands right now: having too many options for growing your retirement savings by investing retained earnings in your corporation and / or saving personally via an...
The Power of Compounding: Good Things Come to Those Who Initiate
When planning our investments, we’ve all heard the old expression “good things come to those who wait”. In the financial world this is a half-truth. If you want to accumulate enough wealth to achieve financial and investment goals such as retirement, then good things...
Making Safe Investments in Dangerous Times
Investors looking for opportunities today are staring into a crystal ball of uncertainty. Fear and anxiety are casting dark shadows over the markets. All we hear about are looming dangers and disasters to come. Why the high anxiety?